Real Estate In Netherlands@Self Living & Buy to let property (for your Reference only）
交易税 2% （首次自住房35万以内的房产，无需缴纳交易税）
评估费 500 欧
公证费 750 欧
How’s the Overall Netherland real estate market look like?
The Netherlands has a good business environment and social welfare which attracts a large foreign population and a limited land area available.
The overall market out of demand is greater than supply.
Banks keep mortgage interest between 0.9-1.6%.
For customers who meet the conditions in the first self living house, will be exempted from the 2% Transfer Tax.
A.When should I enter the market?
In general, there is no best time, but before entering the market you may consider the following aspects：
Is there a long-term living plan?
Do I have the Proof of stable income and permanent labor contract
Are there savings in case of unemployment?
Then you can contact the bank or ask a loan advisor to help you to do the mortgage application.
B.Who is qualified to invest properties in Netherlands?
In generally, no matter you are residence or non residence, you shall be able to invest properties in Netherlands, however, there are difference requirements regarding the mortgage applying process and usage.
C.How to choose a property ?
Taking into account the situation to meet the needs of self-living, you can also look at the following points:
C.1 Overall Areas:
New living area outside the main city, more living space
Easy transportations: Major airports, high-speed roads
Technology Innovation centers
CBD(central business district)
C.2 Look at the price
Due to the composition of the average income and with the emergence of young families, the House price between 250-500 thousand is more popular in the market.
C.3 Look at the properties
Row house, apartments and corner house are generally sold higher than the asking price.
D.What are the expenses when you buy the house in Netherlands?
There are two types:
D.1 Property Cost ：
Transaction Tax 2% (no transaction tax is required for properties under 350,000 for the first time buy ）
Transfer contract: 750 euros
Intermediary fee: optional
D.2 Loan Costs：
Evaluation fee 500 euros
Notary fee 750 euros
Loan intermediary fee: between 2700 to 3500 Euro
D.3 When you apply the mortgage, these are materials that you need to prepare ahead:
prove of your income
Valid legal documents
Proof of assets: deposit/car/fixed assets
suggestion: better Repay the loan or debt as much as you can, it will help you to have higher mortgage capacity.
We can help you with the following needs:
#Property Source Finding#Mortgage Apply#Interior design#Construction#Income Tax filing
More about Mortgage Service:
Our Partners have years of house mortgage experiences,
Connection with 50-100 banks
Based on our track record, we have 90% of the successful rate.
We advise you with Interests package and loan conditions and terms.
Finances are personal, and so should financial advice be. Our focus is on you, not on products!
Contact us and start to prepare
Start the Mortgage Process
Looking forward to hearing from you.